304 South Main Street
You've worked hard your entire adult life. Having a retirement plan that takes care of you in the later years is your reward.
Be confident you can handle unexpected medical expenses
Have enough money to do the things you love and live the way you want
Enjoy your retirement without being a burden to your family
Retirement can be broken into phases:
It's essential to have a plan for each stage. You deserve a financial planner who understandsyou and your retirement objectives as you move from wealth accumulation to retirement planning and preparation into the distribution of assets.
This information is not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
If you've worked with a planner before or need advice as you get serious about retirement, we can help refine your plan.
Annual reviews are designed to keep you on track.
Many people wonder how much they need and if they're saving enough.
Determining if your investments fit your overall personality and comfort level is a big part of being comfortable during retirement.
Coordinating with your tax professional, we can help you take advantage of tax strategies that may be useful to you now and in the future.
Partnering with your lawyer (we can recommend one), we'll help make sure that your documents and beneficiary designations are in place
We'll also discuss your long-term care options to ensure you have a plan.
Together we'll determine a sustainable and consistent income from your investments incorporating your different sources of income from Social Security, 401k's, and other retirement plans
Your plan may evolve as your family blends and changes. We'll help guide you and coordinate with your lawyer to produce the needed documents. We can also help you set up education funding options for grandchildren.
As you enjoy your retirement, we will continue to monitor and evaluate your assets to balance your risk and growth strategies.
We'll ensure you're maximizing the IRS benefits available so you can continue contributing to the charities that mean the most to you.